Tips for Avoiding Hidden Fees in Credit Card Processing

In the modern business landscape, to accepts credit card payments is essential. However, the convenience of credit card processing often comes with hidden fees that can erode profits if not managed properly. Understanding and mitigating these hidden costs is crucial for maintaining a healthy bottom line. Here are some tips to help you avoid hidden fees in credit card processing. Understand the Fee Structure Credit card processing fees typically fall into three categories: interchange fees, assessment fees, and processor’s markup. Interchange fees go to the … Read more

How to Avoid Late Fees

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Although it may be overstated , there is a lot of truth to people ruining their credit score due to missing payments and paying their credit card bills late.  The fees can pile up and the interest rates can grow before you know it , and after a while you won’t even be able to pay the minimum amount of payment.  If you don’t do something fast – it could be the beginning of the end.To make sure this don’t happen to you , you … Read more

Latest Credit card and Debit card Offers

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Credit Card and Debit Card offers: Check out the Latest andExclusive offers on Credit cards and Debit Cards for the month ofSeptember 2010.Axis Bank Card Offers:Axis Bank Get an additional Rs. 200 off on domestic flightticket booking through goibibo.com.(Offer valid till 30 sep2010.)Get flat 20% discount on all items. Do shop onshop.moserbear.in. (Offer valid till 31st Oct 2010. Discount is notapplicable on DVD Player MBI K666AMU, which is under the free giftoffer with LCD TV.)Get 10% discount on on diamond jewellery at caratlane.com. Usethe promotion … Read more

Credit Cards for Different People

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Whether you are a full time student or earn a pretty penny, youstill need to manage your finances and having a credit is often akey part of that. Credit cards offer financial flexibility andenable you to pay for a multitude of goods and services whether inperson, over the telephone or online.When it comes to finding the best credit card for your financesmake sure you carefully compare the different cards and opt for onewhich holds benefits you can really take advantage of.To help select the best … Read more

Avoid Getting Scammed by Damaged Credit

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If you have acquired bad credit, you might be looking for a wayto easily repair your credit. With all the advertisements out theretoday that claim to be just what you are looking for, when reallythey are just out to take your money. Be on the lookout forwebsites and products that claim to have been used by real people,chances are no one has successfully gotten their money’s worth.With that said, you should try to repair your credit on your own,rather than looking to others for quick … Read more

It’s Never Too Early To Start Building Credit

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Stepping into the world of plastic can sometimes feel likemission impossible. When you apply for a credit card the bank willtry to establish your credit history. Now, if you happen to havecredit records against your name then fine, but what if you arejust about to start your credit card journey? Sounds a bit likecatch-22, doesn’t it? Fortunately, many credit card issuersrecognised the problem and now have products that target thisniche. Furthermore, there are various tips and tactics you canapply to go around this obstacle. Credit … Read more

How to Maintain a Good Credit Score

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A credit score is number between 300 and 850 that allows lendersto see how worthy you are of credit. It is a very important numberthat you should keep as high as possible. Having a high creditscore can make your life a lot easier. So, once you get your creditscore to a good level you need to work to maintain that good score.In this article I will tell you ways to maintain a high score.1) Do not allow yourself to recieve a late payment. This is … Read more

Getting Out Of Debt

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Well, I have read a lot on forums on moneymaking and such duringthe weekend, and what really surprised me was the amount of peoplethat posted there, that they needed help getting out of debt.Thisgot me thinking on how things used to be for me too, and there is asimple sequence that needs following.The first and most important thing to do is to cut off yourrecurring credit supply.This means, DESTROY YOUR CREDIT CARD!!!Tofully understand this I first have to go into how credit cardswork.First you need … Read more

Credit Card Plus Points

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Having a credit card is one of the easiest ways of obtainingcredit and if you know how to use yours wisely you can benefit in awhole host of different ways.You can use your credit card to pay for everyday bits and bobslike grocery shopping or restaurant bills as well as larger one offpurchases such as flights and hotels. Convenience is therefore oneof the draws of having a credit card.If you pay your balance in full by the due date shown on yourstatement then a credit … Read more

ICICI Bank sells terminals of card payment

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ICICI Bank hasconcluded the sale of its network of electronic point of sales(PoS) terminals that accept Credit Card andDebit Card payments to First Data Corporation (FDC). The bank hashived off its network of over 1.5 lakh electronic swipe machines toa separate company — ICICI Merchant Services. First Data hasbought an 81% stake in the company which has been valued at alittle over $90 million.When contacted, ICICI Bank refused to comment on thetransaction. The bank has, however, communicated to merchantshaving ICICI Bank terminals that the PoS … Read more